In the competitive world of today a thing that has become rare in our lives is - 'Time'. Time has become the most important product for the job, as well as non-working segment of our society. In this era of increasing popularity of malls due to restriction of time and resources, sometimes it is difficult to physically leave. Shopping is inevitable for everyone, like it or not, as shopping is done from commodities to luxury goods. Hence the new concept that allows us to shop at a click of the mouse is "shop online.

Online shopping can be defined as - The process of viewing, buying / selling and ordering goods or services supplied through electronic means, for example, a website, also the form of payment is by electronic card credit or an established credit account is known as shopping online. Some examples of online shopping portal is-ebay.com, amazon.com, indiatimes.com, buy.com, etc. The reason for the increasing popularity of online shopping is because it saves time and easy to use.

Buying habits of people vary from each other, even in online shopping. For example, some like comparative shopping online, some people like to buy for making the negotiation, some like to find the best deals online sellers before making any purchase, some people like to shop additional rebate or discount that is offered, and so on. Thus, online shopping, looked at the different types of buyer's purchase habits and philosophy.

MODES OF PAYMENT

a) Debit card

b) Various types of electronic money

c) Cash on delivery (C.O.D.)

d) Cheque

e) Wire transfer/delivery on payment

f) Postal money order

g) Online payment by credit card.

There are many options available to make online payment but the best and safest mode of payment is through credit cards (in other words it is also known as plastic money). Degree of protection is maximum through credit card payment. Even though other payment means have their own set of advantages and disadvantages, still credit card payment is the best option available. Such payment allows us to keep our money in the bank account, earning interest till the payments for the purchases made comes for due. There are many online shopping websites that provide the facility to order through phone by providing credit card number. But in such instances one should have a note of the phone number, company, the date and time of the call, the information which have been asked and provided to the company and the name of the person who took the credit card number on company's behalf.

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